Aston Mortgage & Finance have extensive experience in assisting clients with commercial property purchases/refinances.

Whether you are a dedicated property investor or simply investing as a secondary income stream to your core business, a commercial property with high yields and significant tax advantages can really benefit your portfolio.

When considering funding the purchase of a commercial investement property, a Bank may consider your loan in two ways - 1/ can the Lease(s) cover the interest costs by a prescribed ratio? (usually 1.5x), or 2/ will the client be able to contribute other income to meet this ratio?

Several Banks have a specific 'Lease-Doc' loan where regardless of your other commitments, they will only assess in the first of the above manners. 

Other Banks will wish to extract all Financial information for your other properties, businesses, personal situation in order to assess the loan.

Shopping Centres are considered 'specialised' by many Banks and we have had excellent success in negotiating these transactions over many years.

Aston Mortgage & Finance should be your first phone call for financing your commercial property as we have current knowledge of which Bank your commercial property loan will best fit and can manage the process of provision of Financials to suit. We will present your situation in the best light and negotiate the strongest possible deal for you.