As an Australian Credit Licence holder Aston Mortgage & Finance Pty Ltd has access to a range of private funders.

This type of funding is particularly useful where your project does not fit with a traditional Bank's requirements.

Aston is vastly experienced in presenting your proposition to ensure the best negotiated outcome whilst not stalling your project.

We have been involved with project funding in suburban Mawson Lakes and within Adelaide's cbd of recent.

Skillful and insightful people have been developing property in Australia for many years and as a nation we should be greatly indebted to them.

Despite this, the Banks consider development to be risky as they have been hurt in recent times by rapid depreciation to values, slow sales, incompleted projects and have tightened their lending criteria or even stopped funding development altogether.

A great many developers are now finding it difficult to get their project up and running or are choosing to delay projects until the market improves.

With Bank lending criteria now increasingly difficult to ascertain and meet, there has never been a more important time to speak to Aston Mortgage & Finance as we have intimate knowledge of commercial development finance and a wealth of experience in presenting your project to the best property lenders.

Aston Mortgage & Finance have extensive experience in assisting clients with commercial property purchases/refinances.

Whether you are a dedicated property investor or simply investing as a secondary income stream to your core business, a commercial property with high yields and significant tax advantages can really benefit your portfolio.

When considering funding the purchase of a commercial investement property, a Bank may consider your loan in two ways - 1/ can the Lease(s) cover the interest costs by a prescribed ratio? (usually 1.5x), or 2/ will the client be able to contribute other income to meet this ratio?

Several Banks have a specific 'Lease-Doc' loan where regardless of your other commitments, they will only assess in the first of the above manners. 

Other Banks will wish to extract all Financial information for your other properties, businesses, personal situation in order to assess the loan.

Shopping Centres are considered 'specialised' by many Banks and we have had excellent success in negotiating these transactions over many years.

Aston Mortgage & Finance should be your first phone call for financing your commercial property as we have current knowledge of which Bank your commercial property loan will best fit and can manage the process of provision of Financials to suit. We will present your situation in the best light and negotiate the strongest possible deal for you.