No Doc Loans (short for no documentation) are loans that require no financial information to be provided to the bank with the application.  They are assessed on a self declaration of income which does not need to be substantiated by any financial information.  

The provision of these loans is restricted due to the various consumer codes and regulations however we have access to lenders who offer this product and it may be appropriate in some circumstances.

The benefit is that these loans can be sought with a minimum of paperwork however the downside is that they incur a higher interest rate and generally higher fees as well.